As an individual who has had to use his health care benefits often, I can honestly say the system is defunct and has numerous idiosyncrasies that do, all told, end up costing the consumer money and time, but the care I have received is second to none. The original intent of medical insurance was to protect families against catastrophic failure of the bread winner, back in the days when a doctor would come to your home. Now that simple system, much like CARS and home ownership has been turned into another government entitlement program, and what they call the “Public Option” may soon become the only option through various sneaky tactics.
Now, I have already conceded the primary argument of the current health care reform efforts, high costs. Yes, our insurance is more than likely the most expensive in the world, yet they provide the best care in the world. Hands down, America has the best health care system in the world. From where could the lawmakers cut said costs from? The average provider only makes 3.4% in evil evil profits, so it would seem there is very little margin to save individuals in that area. America already has many of its public programs coming home to roost with Social Security, Medicare and Medicaid all facing bankruptcy or hefty unfunded liabilities, it would stand to reason that perhaps the government really has no clue to get anything right.
Of course, for all my chatter about forced universal healthcare, it is being said that such an option has been thrown out the window. What is evident to me and the rest of us who see the evils of this system are that they are merely trying to backdoor it down our throats. They have asked for the moon, in order to compromise for the stars from where they can easily slip their controlling hands all over the American people’s bodies. The most unfortunate part is that the lame-publicans will fall for it. Why is it that the liberals will always stay on message and push their leftist agenda, and go down fighting when republicans always want to go down compromising?
Real reform would address the heinous nature trial lawyers and their roll in the high cost of health care. It would also address simple things, such as interstate commerce as well offer individuals simple catastrophic care. Our current system does not allow an individual to buy the insurance they seek, only what is available to them in their state and of course it is not portable and is attached to their job. On top of these damning laws, a plan must cover an ever growing list of health problems. In Minnesota for instance, health insurance companies must cover acupuncture and substance abuse. A healthy individual may not need coverage for all these various things and so opts out of coverage.
It is safe to say that it is not the insurance industries fault. It is becoming clear, at least to me, that rising health care costs correlate directly to rising legislation. The 2500 page, $2.2 Trillion (over ten years with interest) bill, that I can guarantee you no one has read, addresses none of the basic areas that could actually bring relief to system and lower costs. It only muddies the waters further, in order to poise to government for a full on take over. The balls it takes to pass a bill at 1 am when DC just got hit with a snow storm, it goes to show that they no longer work for the people.
